Wes Moussignac is the founder of Life Designers LLC, a financial company devoted to helping customers organise their finances. They provide their clients with the necessary tools to make more informed business decisions, ultimately improving their financial position and making their dreams come true. As a seasoned entrepreneur, Wes’ company brings experience guidance and coaching to anyone who needs it, regardless of their financial circumstances.
Fortunately, Wes was able to take some time away from his business and answer a few questions we had about Life Designers and the industry.
Hi Wes, can you tell us a bit about yourself and how did Life Designers get started?
I am a serial entrepreneur with my leading brand being Life Designers LLC. I started the company because I was working a dealership where people that looked like me were getting approvals on 24% interest rates. I wanted to do something about that because people with good credit get to save thousands of dollars, while more impoverished families barely make enough money to pay their routine bills to begin with.
I was looking to help people build their lifestyle, gain freedom and live life.
What kind of people are best suited to using your services?
Anyone in bad shape with their credit can use my services; however, I cater to disenfranchised communities or people lacking resources. I specialise in helping low-income individuals and households, many of whom have been sucked into a vicious credit cycle of debt.
What kind of people are best suited to using your credit restoration services?
It doesn’t matter who you are or what your goals are. My credit restoration services are for anyone with bad credit ratings or no credit at all. If you’re looking for ways to improve your financial literacy, then you should certainly reach out for support.
Why do you think there is so much confusion about people’s right to dispute lousy credit scores?
There’s confusion because most people don’t understand credit. There’s no formal education for it, and you’ll have to do your own research or self educate to fend for yourself financially. Most people are caught up with life and paying bills, so they don’t correctly research what they are doing or looking for better financial deals.
What is your process for helping people dispute poor credit ratings and improve their score?
I have a system in place for my clients to ensure credit improvement. My services operate across four rounds. The first round focuses on settling financial disputes. By the time the client progresses to the fourth round, their credit should be in excellent shape.
How can your business help people in building a good credit score moving forward?
We do credit repair and credit design services. What we do is simple – we’ll assess your financial statements and look for ways to accentuate the positives of your statements. This will help bolster your credit score and allow you to meet the minimum account age, which is 5 years of history. That’s a formula for A1 credit.
Can a Life Designers manager help move a loan from one financial institution to another? How does it work?
Yes. We will be able to organise this change for you; however, it can be tricky. What we’ll need to do is arrange for you to get a new loan with a lower interest rate to pay off the old loan.
Are you planning to expand your services in the future?
Our services are always expanding and developing. Right now, we are expanding from credit repair to credit design, along with shifting to personal and business funding on loans and lines of credit.
Thank you Wes for your time!
You can follow up with Wes Moussignac at www.lifedesignersllc.com