The Bajaj Finserv RBL Bank SuperCards offer numerous benefits, including EMI conversion, airport lounge access, cash benefits, and more. This can also be used as a debit card, helping you withdraw funds during emergencies.
You can redeem your reward points for discounts on purchases or as air miles and more. The more points you earn, the more benefits you can enjoy. As such, maximizing your reward points is a great way to make the most of your credit card.
To know how you can make the most of the reward points on your Bajaj Finserv RBL Bank credit card, read on.
Ways to Maximise Your Reward Points Using the Bajaj Finserv RBL Bank SuperCard
Follow these simple tips and earn the highest reward points using the Bajaj Finserv RBL Bank SuperCard.
Choose the Right Credit Card
There are around 20 variants of the Bajaj Finserv RBL Bank SuperCard. As such, choosing the right card is key to getting the most relevant rewards. You can evaluate your spending habits and choose a variant that suits your needs and offers the best perks.
Choosing the right card is vital since different cards offer different rewards and benefits on specific transactions. They also offer redemption options on movie tickets, flight tickets, hotel bookings, gifts, and more.
For instance, if you are a frequent shopper, you should choose an RBL Bank’s credit card that provides more points and discounts on both retail and online shopping. Similarly, if you are a frequent traveler, choose a card offering complimentary airport lounge access, accelerated reward points on hotel and flight tickets, etc.
There are likewise many RBL credit cards that offer more points on bill payments, educational expenses, dining, international spends and more. By matching your spending habits with a card that offers more points in that category, you can maximize your rewards.
Check the Welcome Rewards and Other Benefits
A credit card generally comes with many welcome benefits, including reward points. However, this depends on the card you choose. As such, you must familiarise yourself with the sign-up or welcome bonus and other rewards associated with your chosen card.
Moreover, there are some conditions attached to reward points. For instance, with the Bajaj Finserv RBL Bank Platinum Choice SuperCard, you get 2,000 points on paying the joining fee and spending ₹2,000 in the first month in which the card was issued.
Similarly, the Bajaj Finserv RBL Bank Platinum Plus SuperCard offers 4,000 points on paying the joining fees and spending ₹2,000 within 30 days of card issuance. Knowing about these conditions allows you to plan better and ensure you can meet the conditions to get the most points.
Shop During Festivals and Holidays for Offers
Credit card issuers and financial institutions often provide attractive offers and special deals during festive seasons and holidays. As such, you get a great opportunity to optimise your spending to get the most benefits.
You can get cashback incentives, heavy discounts, bonus reward points and more. Therefore, keeping an eye on special deals during festivals and holidays can help you leverage these unique offers.
Verify Your Reward Points’ Expiration Date
It is essential to remember that the reward points you earn on a credit card can come with an expiration date. This means you must utilise your points within a certain period, after which they become invalid.
Typically, reward points have an expiration window of 2 years from the date you earn them. However, this may vary depending on the card you choose. So, ensure that you check the validity to make sure you can redeem and make the most of your points.
Reach Milestones for Bonus Reward Points
Another essential strategy you can follow is achieving the yearly spending milestones for your RBL Bank credit card. Generally, reaching the milestone means you get additional or bonus reward points.
You can use these to secure cashback, enjoy extra discounts or purchase products and services through your card’s redemption platform. However, it is crucial to remember that the milestones vary for different cards. So, you can choose a card to match your spending pattern.
This will allow you to not only increase your reward points but also redeem them in a more suitable way.
However, it is also essential to remember not to spend your money for the sole purpose of reaching these milestones. This can inflate your bill amount and may result in delayed bill payments. Both of these can be harmful to your finances and creditworthiness.
Process to Redeem Your Bajaj Finserv RBL Bank SuperCard Reward Points
Check out the steps you need to follow to redeem your reward points.
- Step 1: Log in to the official RBL Bank rewards website using your credentials
- Step 2: Choose the category from which you wish to redeem your points
- Step 3: Click on ‘Redeem Points’ and choose the number of points you intend to redeem
- Step 4: Enter the OTP sent to your registered mobile number to validate your request
Remember, your redemption is subject to a redemption fee. You must also activate your account through the RBL Bank rewards website or by calling the service center at 022-71190900. On completing these formalities, you can redeem your points hassle-free.
Maximising the reward points on your RBL credit card can help you get great deals and save more. So, follow the above strategies and make the most of your credit card!